Achieving your financial goals takes careful deliberation and the understanding of a wide range of options.
As your financial advocate, I will take the time to understand what you want from life and help guide you along your financial journey. My years of experience are coupled with a comprehensive and coordinated approach that could involve working with your other trusted advisors, such as attorneys and accountants.
My approach starts and ends with your dreams. Once I know what you want out of life – for yourself and your family – I evaluate where you are relative to your financial goals, and can recommend strategies to help you move towards them.
My recommendations are delivered in a written financial plan. Should you choose*, I can help you implement them. Your goals remain the centerpiece of my recommendations and strategies.
By making investment decisions that align with your objectives, time horizon and tolerance for risk, and by preparing for the unexpected through suitable insurance solutions, I hope you will develop the confidence that, even with surprises along the way, you will be able to pursue the future you imagine.
*The producer's relationship with the client during post-plan delivery is as a registered representative and not as a fee-based financial planner. The client is free to implement the plan recommendations with whoever he/she chooses.
I am proud to represent Charter Oak Insurance & Financial Services, Co. (Charter Oak). In business since 1886, the firm counts itself among the largest general agencies of Massachusetts Mutual Life Insurance Company (MassMutual).
Charter Oak continues to grow in ways that help me better serve my clients and community. Its team of over 200 professionals serves more than 77,000 individuals, families and businesses with insurance, financial services and fee-based financial planning (1).
The agency holds more than $4 billion in client policy and account values (2) and nearly $13 billion in life insurance coverage inforce (3).
All information as of 3/01/13.
Charter Oak's extensive network of specialists, as well as its alliances with banks, law firms and accounting firms throughout the Northeast are benefits I am happy to extend to my clients. Through my relationship with Charter Oak, I am able to enhance the individualized attention you receive from me with the depth and resources of a larger firm.
It’s just one more way we’re stronger together.
(1) An insured, owner, or payer of a MassMutual policy or contract.
(2) Includes values of MassMutual and subsidiary insurance companies' insurance and retirement products and investment products offered through MML Investors Services LLC, a MassMutual subsidiary.
(3) Amount of individual life insurance in force at the end of the period related to products issued by Massachusetts Mutual Life Insurance Company and its subsidiaries, C.M. Life Insurance Company and MML Bay State Life Insurance Company.